A disclosure statement can be obtained free of charge by calling 0800 878 961. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. The information provided, or any opinions expressed in this article, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. If that sounds like you, we would love to hear from you. Our clients understand the value of independent, goal oriented and objective financial advice that is free of conflicts. Make these smart money moves before turning 30, and you’ll be well on your way to building lasting wealth. We work with individuals, families, and businesses in New Zealand who are committed to pursuing financial planning and wellbeing. 10 Smart Money Moves to Make in Your 20s. Stewart Group provides Wealth Management, Risk Insurance and KiwiSaver services. *Geoff Wilson is a Registered Financial Adviser and KiwiSaver Adviser at Stewart Group – a Hawke's Bay-based independent financial advisory firm based in Hastings. Slot those goals in with your other priorities and start carefully investing as much as you can to make them happen. Perhaps you always dreamed of starting your own business or taking a big 40th birthday trip to Rome. But those aren't the only goals that investing could potentially help you check off. If possible, consider increasing your KiwiSaver contributions to 4 per cent or 8 per cent of your gross salary (further options of 6 per cent and 10 oer cent likely to be introduced in 2019) to stay on track to achieve your goals.ĭebt, savings, retirement, home ownership, kids … you might be juggling a lot of priorities. The sooner you can, the better - a dollar invested "today" can be worth more than a dollar down the line (The power of Compound Interest). Once you've got debt and your emergency fund checked off the list, you can turn your attention more fully to your retirement or get ready for home ownership (if that's your goal). The Government will contribute 50 cents for each dollar you contribute in a financial year, up to a maximum of $521.43, and, if employed, your employer should contribute at least 3 per cent of your gross wages.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |